Federal Reserve promises rate cuts

The Federal Reserve Chair Jerome Powell in his address on Wednesday promised three interest rate cuts this year. In his speech, he spoke about confidence arising from a sustainable inflation reading, which is moving towards 2%.

Photo by Markus Winkler:

The RBI has requested banks to remain open on 31st March

The RBI has issued a new directive asking banks which are dealing with government businesses to remain open on Sunday, the 31st of March 2024. March 31st is, incidentally, the last financial day of the year. The RBI has requested concerned banks to open all its branches on the last day of the financial year.

Photo by Pixabay

Sebi trial run for settling accounts the same day

The securities and exchange board of India has decided to start a trial run for settling accounts on the same day, which is T+0 day. The trial run will commence only for 25 select stocks and only a few select brokers will be allowed to take part in the trial run.

Photo by Pixabay:

Mumbai property prices may go down

Property prices in Mumbai are likely to go down, as buyers are reluctant to book new properties at the current price structure. The reason, as experts point out, is perhaps, high prices, and also the existing competition in the city.

Photo by Saviesa Home:

NBFC fears banks change their lending stance

After the recent RBI intervention on NBFC’s funding approach, the financial regulator has categorically stated that NBFC must put a stop to gold financing. The recent change in the RBI’s approach has created panic among leading NBFC institutions.

 

Photo by Expect Best

What is the percentage of claim on fiber body parts on 1 party insurance

When you buy a vehicle, say a bike, you also take an insurance policy for your bike. Not all insurance policies will cover fiber parts of your vehicle, the add ons, which you may buy during the purchase of your bike. The standard comprehensive insurance motor policy will cover only the basic parts that come along with the bike. 

Photo by Giorgio de Angelis from Pexels

What are the collaboration and expansion plans of Pepsico company in latest and future

Pepsico has made arrangements to launch new products in the first half of the year 2022. It plans to come out with new snacks and drink products. The company has announced a new joint venture with beyond meat called PLANeT partnership, and the new firm will look to cater in the food segment.

Photo by Pexels User from Pexels

These 7 Remote Engineering Jobs Will Get You Highest Paychecks

Computer science and engineering are the only two consistent fields to rate among the top-paying college majors consistently. There is no denying that engineering has become mainstream in modern education. However, it came to be because of specific reasons, for instance, high pay scale, immense diversity, international exposure, etc. If you choose engineering as a career, you will be automatically enrolled in challenges based on your reward level.

Photo by Andrea Piacquadio from Pexels

How to Target My Resume for Multiple Jobs

Focusing on the time everyone is residing, getting a proper job has become a real hard task, especially while there is so much scarcity of jobs during present times. However, it is your qualified resume that can help you stand out of the queue. 

Well, sending out tons of resumes to several companies didn’t work very well before. But that doesn’t mean you should lose hope. There are ways to apply for multiple jobs by targeting your resume accurately. 

How to beat Covid 19 blues

By Rajiv Sighamony

Stock market trader and writer

These are typical times, quite unprecedented in many ways, and to say the least, has in fact broken the typical notion we have built about life. When lockdowns and semi lockdowns are the order of the day, and when everyone is clueless as to what can happen next, the best we can do is let the times go by, hoping somewhere good times take us by surprise. The onset of a pandemic has definitely changed the way we perceived events in life, particularly, the happier ones. 

Photo by Nandhu Kumar from Pexels

What can you expect after doing a Master’s in Finance?

If you are interested in playing with numbers and figuring out the story behind it, you are probably the right fit for the program. After completing your Masters in Finance, you get immense job opportunities since the industry is broad, challenging, interesting. 

A postgraduate degree in Finance can be the best option to get a role in finance-related jobs, and it can help you land in any industry you can think of. Besides, the tools, knowledge, and methods used in the field of Finance are the same. This allows you to travel and find work in different nations.

How the pandemic unfolded a mess and created murkier economic conditions

The world is not the same anymore. It’s not just about lifestyle changes we are experiencing, but economic decisions post the emergence of lockdown is simply baffling. The quality of life in terms of money has fallen down. Even those with spending powers have now reduced their spending because fear of uncertainty has crept in. 

Photo by Khoa Võ from Pexels

It doesn’t matter which economic class you belong to, the economic mess is there for everyone to see and experience first hand. Just imagine what someone staying in a rental home in a city like Mumbai, or in any other cosmopolitan city has to endure when he is left with no job, or unpaid salary for months. Imagine his mental state, and how will he manage himself.  

Choose the right term insurance plan for yourself

Everyone prays for their family’s happiness and well-being. However, along with praying, you can secure the future of your financial dependents by choosing the right term insurance plan for yourself. In addition to earning for your family, you automatically develop the responsibility to insure yourselves and keep them protected even in your absence. 

No one can anticipate death but everyone needs to have a backup plan. That is what the term insurance policy is all about. Let us understand what term insurance is and take a look at some tips to choose the right term plan.

Why do I love stock market trading

When I began trading in the equity market, I was very eager, and quite positive. In fact, I did a little research on internet, and also went through success stories about individuals who made it big, after hitting lows. Little did I realize then the term “hitting low”, and how crucial and traumatic it can be.

In the beginning I had this macho attitude within me, which will say no matter what happens, I will start earning pretty soon from the stock market. Believe me, it was very tough. Although, I somehow managed to curb losses, but it was heart wrenching at times. To be able to control your urge in the stock market, especially at times when after a series of losses, you find an opportunity, and then not to trade at that moment can be very difficult.

5 Tips for Making Ends Meet as a Struggling College Student

In a world where making ends meet seems to get harder every day, many college students are finding that it's a struggle as well. You would think that students would have it easy. After all, mama and daddy are footing the bills, right? 

In this day and age, it is more likely that a student in college is trying to foot the bill on their own and struggling to do so, even with the help their parents can afford to give them. Below, you can find a few of the top tips for making ends meet for the struggling college student.

Why do I want to earn big money

Everyone wants to earn big, it’s true, but very few probably wants to work hard for it. Now, even if you take the number of those who wants to work hard to earn money, a little higher, there are very few who would like to work harder when they have enough. 

The feeling of sufficiency restricts human beings to push for big money. Sufficiency leads to contentment, which tells your mind to relax and let success come to you, rather than you going for it.

 Photo by Daria Shevtsova from Pexels

Then why people who have enough and those who are satisfied would push for big money. Can there be a reason? It’s hard for people to get out of that mindset and pursue goals for big money. Still, many do go for it. For me, it’s the self worth, which actually propels us to go for big money. The feeling of earning big money even if it’s for a shorter period gives the feeling of improving one’s self worth. That feeling of high tells something - it tells that one has improved one’s worth. This is how you feel – “I am more worthy now than I was before”. 

What’s available so you can afford your next car?

Unless you’re looking to buy your next car outright, you won’t be required to save a lot of money before you can make the investment. As Audi dealer Vindis details in the following guide, you have the choice of a few different finance options whether you’re planning to purchase a brand-new or second-hand vehicle…

What are my options when purchasing a new car?

1.      Personal loan

A visit to a bank or building society will be required to take out a personal loan. Once granted, these enable you to spread the cost of purchasing a new car over a period of time that can last anywhere from one year to seven years. According to the earlier mentioned survey by WhatCar? a personal loan is the most popular way to finance a new vehicle, with a third of those who were involved in the motoring publication’s poll saying they favoured this finance option over all others.

Personal Loan Application in Dubai: Everything You Need To Know

If your recent move to Dubai has become a financial burden, or if you’re in need of substantial emergency funds, a personal loan can allow you to settle in easier, or provide immediate relief. Personal loans are readily available in Dubai and are usually paid off in monthly installments.

Moreover, they can be used for many purposes. In fact, most expats apply for personal loans in Dubai to pay for their annual rent or their children’s school fees. A personal loan can also be used for weddings, home renovations, and other purposes.

Yet, a personal loan application may seem like a stressful process for some. Here are some crucial things you must know before getting a personal loan in Dubai.

15 Ways to Fund Your Business Without A Bank Loan

With banks’ lending figures continuing to fall, thousands of entrepreneurs are looking for alternative funding sources to get their business finances back on track. If you’re one such entrepreneur, then this article provides a comprehensive guide to the tools and options at your disposal.

Business Overdrafts

For companies with fluctuating income, a business overdraft facility from a reliable finance company can provide quick and flexible cash flow. The idea of getting a bank overdraft is simple- you dip into the overdraft in the months where you are making less profits and come back out when the business picks up.

Most finance providers charge interest only on the amount you overdraw, and many offer tailored packages for startups.

How to Repay your Personal Loan Fast and Hassle-Free

A loan is a great debt instrument. It provides the necessary funds required during a cash crunch or a financial emergency.

Many banks offer personal loans to those seeking finance to meet their personal goals and obligations. The borrowed amount has to be repaid within a specific period of time along with a certain interest. Failure to make payments on time results in late payment charges. Besides, late payments may also affect your credit score in a negative manner. The chances of getting approval on a loan thereby reduce. You should, therefore, always repay on time

Following are five tips to repay your loans fast and hassle-free: