Finance Tips and Career Guidance Magazine

Saturday, April 19, 2014

The Most Important U.S. Tax Filing Deadlines

The IRS publishes all filing deadlines in advance for the upcoming year, so you will always know which forms must be filed and when, and when payments must be made.

In the case of all mid-month (i.e., 15th) dates, the deadline is extended to the next working day in the event that the 15th falls on a weekend or a federal holiday.

If you are an employee only and do not own your own business, or rental real estate, or make a lot of money investing, then you may only need to know about the BIG ONE, April 15th, when your personal income tax form is due.

Tuesday, April 15, 2014

Obesity in America

There has been a lot of talk gaining around and discussions taking place in the healthcare circles about the rise of obesity in the US. If you look at the stats showing the rise of obesity in the country, you will notice there are greater chances that the graph will perhaps show a further rise in the next decade or so. Some reports suggest that, in the next decade or two, 56% of American will be obese. Now, that’s something to think about as a nation. 
When discussing obesity, you also need to understand its consequences as a whole. The growth in obesity could well mean the increase in obesity related diseases. There will be certain increase in the number of diabetes patients in the country. Heart attack and stroke could also be on the rise. There are fair chances of certain kinds of cancer strikes, along with gall bladder and liver diseases. Finally, obesity leads to pregnancy complications. That also means rising healthcare costs, something nobody wants in America at this moment.

Monday, April 14, 2014

Bagpacking tips for your business trip

Choosing what to carry on a tour has always been a problem for many. There may have been countless times during a trip when you recall that you missed key items or clothes back home. It’s never easy to choose a perfect formal suit for a business engagement. Nobody does any homework on the weather of the place they will visit next week. 
It may be a disastrous trip if you suddenly find that you carry all the wrong clothes, which doesn’t suit the climate. Bagpacking also involves doing a little homework, before eventually making a trip. Here is the list that will make your business trip enjoyable, and help you get rid of your travel stress.

Thursday, April 10, 2014

Is “Help to Buy” Really Helping

Get to Know the Hidden Consequences

Since the inception of “Help to Buy” schemes in 2013, the limelight has never strayed from the lending policies brought forward by the government. However, one is finding it increasingly difficult to tell if they are here for the better or worse.
The agenda certainly appeared to lend support to home buyers. The economic fall back in the UK had indeed forced authorities to come up with something that would console the housing market. But the paradigm seems to be shifting away, from providing help to prospective home owners, toward deeply palpable increase in house prices. Discover in this post, how else one is forced to face uphill by choosing Help to Buy.

Wednesday, April 2, 2014

Understanding home refinancing basics

Dealing with home refinancing is not an easy task given the present conditions, tough qualifying norms and selecting the right lenders. Even if you become successful in getting all, you should check on the costs involved and calculate to see if this is a viable option for you.

Refinancing a home is a situation when you are not able to pay the loan amount you took to purchase a home, or you want to take it to lower the interest on the existing mortgage and replace it with a new loan. By refinancing, a person takes another loan to pay the first loan amount. 
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