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Thursday, May 14, 2015

Basic Health Insurance Terms and their Definitions

There is no doubt the cost of healthcare is on the rise. It is fast approaching a stage where it may become too expensive to afford. Health insurance policies are the ideal solution to help pay for expensive treatments. Health insurance provides protection against financial adversities arising out of necessary medical treatment.

How it works - You pay an annual premium in return for which you are covered for a certain amount. If anything unfortunate was to happen to you, the insurance policy will make sure your medical expenses are taken care of, within the limits of the cover. This, of course, is the most basic advantage of health insurance. Its other advantages would include things like comprehensive financial protection for the whole family, covers for expenses like medical checks etc.

Tuesday, May 12, 2015

Why we always fall under dilemma while choosing loan options

Opting for a loan is probably, the most difficult thing because you have so many options. You end up thinking why we should choose this, rather than why we should not choose this. The human mind is tailored to take loans as something very negative. We tend to take into consideration the negative aspects more than the positive aspects of a loan.  

Every loan option has something good about it. Every loan option is created to suit a particular section of people. You have to find out the option, which is going to suit your requirements. And once you are able to do exactly that, then you will know why a particular loan are good loan options for you.

Sunday, May 10, 2015

Apple Pay Surpasses Expectations of Mobile Payment Projected Growth

The need for some form of payment for goods and services was recognized very early on in the history of mankind. At first, payments consisted of exchanging resources and services that were beneficial for both parties. As time went on, financial exchanges evolved with civilization.

Thursday, May 7, 2015

India New Destination for Global MBA Aspirants

Thinking about doing MBA after your under-graduation? There is a huge trend among students to go for an MBA course rather than do any other masters degree. MBA is becoming popular among students who are looking to enhance their career as well as among aspiring entrepreneurs. The new generation of aspirants just do not look for good opportunities in MNCs after graduation; they are also interested in starting their own business. According to a survey by Graduate Management Admission Council (GMAC), the non-profit organisation that conducts Graduate Management Admission Test (GMAT), both Indian males (92.4 %) and females (90.2 %) wish to take up MBA as their foremost choice as compared to other higher education degrees.

What is surprising is that even after India has a good number of renowned business schools like the India Institute of Management (IIMs), there is a huge diaspora of talent from the country. MBA aspirants prefer to apply to the colleges outside the country with a huge percentage of application going to the United States of America (USA). According to another survey by GMAC, it is being seen that around 53 percentages of Indians prefer USA as their study abroad destination.

Tuesday, April 28, 2015

Penny Stock Myths Busted

The popularity of trading penny stocks has gone up in recent years but they still have a bad reputation due to many market manipulators. Despite their popularity there are still many misconceptions and myths circling them. Your only obligation to your money as an investor is to get educated on every aspect of the stocks you decide to buy.

It’s Money down the Drain

The reason companies issue stocks because they need to raise money. Some companies do this in order to pay off a debt while others are newly founded or need funding to release a new product. Any kind of investment is risky because you never know all the factors that might influence the growth of a company.
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