Finance and Career MagazineFinance Tips and Career Guidance Magazine

Thursday, October 30, 2014

MBA in Finance An Evergreen Specialization



Any post graduate program holds an immense importance in a person’s career. Having a bachelor’s degree is at times not sufficient for guaranteeing a successful work life, as it gives you the basic theoretical knowledge of theories but lacks the practical expertise. One such post grad program which is universal and is usually on the list of everybody’s career chart is MBA. In this article, you will read about MBA in finance in detail.


           

Although MBA seems to be a very common program, it stills holds an eminent position in the short listing criteria of a number of companies. If you too are an MBA student or starting to apply in MBA programs, you need to know about various specializations offered in the regular post-graduate program. While a large number of new specializations are added in India’s MBA curriculum, one course that seems to have become evergreen is the MBA in Finance. Let’s delve more into this specialization.

Monday, October 27, 2014

Is using Payday loans for Christmas purchase a right choice



Let me tell you a simple fact about Payday loans. Apply for a loan only if you need the money for buying essential goods or fulfilling urgent needs. Once you start using loans for covering expenses that you may afford to avoid, it becomes a habit. In the beginning, you will not realize how harmful it can be. But slowly, you will understand how difficult it becomes to handle the desire of wanting for loans, even when you don’t need it.

Human beings have a tendency to view loans as their income. In the hindsight, they know that they will have to return the money, but, on the other hand, they use Payday loans as if it’s the part of their income. Don’t get me wrong. Payday loans are useful, only if you know how to use it.

Wednesday, October 22, 2014

Guide for Expats to work successfully in the UAE



UAE is a vibrant city that has witnessed rapid development in recent years. With globalization and significant investment by other countries into this nation, there is a huge demand for national and overseas workforce. The entire world has witnessed how UAE has magically developed itself in a short span of time. 

This has also helped many expats to get white-collar jobs with good pay and living. In the present scenario, there is a sharp rise in migration of people in UAE from other countries. This migration is either for job search or for permanent settlement. So, if you are planning to work in the UAE, the following post would serve as a perfect guide for you.
 
Working in uae
Business environment in UAE                               Source: Khaleej times

Globalization has changed the economic scenario rapidly. The tax-free income at the UAE attracts global talent to enjoy a high salary and perks. Even booming sectors like Biotechnology, banking and real estate entices job seekers to join the force in building business. Seven Emirate countries that make UAE has majority of Indians as expats, but the country is witnessing people coming from other countries for job and living.

Tuesday, October 14, 2014

5 Reasons why you should consider taking triple net lease for renting a commercial property for your business



When you are deciding to rent your commercial property for business, there are three main lease options that you can choose from:
  • Gross Net Lease - If we talk about gross net lease, the landlord is responsible for paying property taxes, property insurance, and building maintenance cost. In this type of lease, monthly rent is comparatively very higher because the owner is taking care of all the major expenses made on the property.
    triple net lease properties
  • Copyright: alexskopje / 123RF Stock Photo
  •  Percentage Net Lease – It is an agreement where the tenant pays the basic rent along with paying a certain percentage of the net sales volume every month. This type of lease is more common in retail malls or shopping outlets. The amount that the tenant pays depends on the sales and should not take a percentage of all sales made in that month. For example, an agreement can be reached where the tenant needs to pay 5% of all the sales that exceed $30,000 a month.

Sunday, October 12, 2014

10 steps that will help you to get rid of debt



In order to pay back the debt, the first step is an objective problem analysis. Stop ignoring the debt and stop throwing away the bank notifications about your account balance. In order to get more clear picture have a meeting with your whole family and write down how much do you owe and to whom. If monthly rate for debt payment is larger than 30% of your income, then you should probably consult a professional, so go and check Top 10 reviews for debt consolidation right now.
get rid of debt


On the other hand if you have below 30% then it’s not that bad. Firstly, it is important to mark what debt has the most significant interest, because the most significant debt requires your immediate attention. By solving the debts with higher interest, you will solve the biggest financial problems for a long term. It is imperative to create household costs and to determine what are the exact monthly costs of your family. You need to know exactly how much your family is spending on food, basic clothes, house costs, services, education, entertainment, culture and more.
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