Not Paying Your Credit Card Bills on Time

Reasons, Effects and Solutions

What happens when you don’t pay your credit card bill?

Credit card bills indicate payment due dates along with a minimum amount payable. If you do not pay the minimum amount and your bill is overdue, you will be charged interest on the outstanding amount.

Copyright: bloomua / 123RF Stock Photo

How much interest is payable on an overdue credit card payment?

The APR or interest charged on the outstanding amount will be as outlined in the card offer. Interest charges on outstanding payments are quite high.

Finance Certifications That Offer Greatest Value for Money

The job market is flooded with new opportunities for finance professionals. Many of these jobs do not even require a degree in finance or commerce. However, it is always a good idea to equip yourself with some additional training and certifications because, in this competitive job market, your knowledge will only help you stay ahead of the rest. 

 Image Source: Udemy

With the financial job market constantly evolving, there is a need for specialists who are excellent on a particular aspect of finance. While degree and diplomas follow a generalist approach to teaching, certifications offer a finer level of expertise which can be of great help when there comes a demand for a specialist. However, there is some confusion regarding the difference between a license and a certification which must be cleared before further discussion. 

How to write a killer cover letter to grab a job

Many people fail to understand the role of the cover letter when applying for a job. To write a smart cover letter, it is important to think like a recruiter and realize what type of cover letter can be different from others.

Before you go on to get some tips on writing a cover letter, it is imperative to understand why it is required. 

Copyright: olechowski / 123RF Stock Photo

The purpose of the letter is to bring a personal touch and create the first impression. It also helps to interpret and complement the factual resume, hence should not be a duplicate of your attached resume. All this makes sense to give the necessary efforts in writing a cover letter.

Here’s how you can create a foundation for a job (dream job!) where you can easily fit in. And the first step is definitely creating a killer cover letter to grab your employer’s attention. 

So, let’s find out how to write that “perfect” cover letter.

7 Ways To Reduce Medical Debt

If you’re one of the 56 million Americans dealing with health care expenses, it’s very likely you’re looking for a solution to help you manage your debt.

Image Source: Fox News

 

One in five American adults will have medical bills in collection this year, according to Fox News. Unfortunately, medical bills are overwhelming Americans and it’s not getting any better. On average, those with medical insurance owe $17,749 in medical bills and those without health coverage owe $26,971.

Managing your medical expenses can be difficult, especially when you have to worry about a house payment and additional living expenses. To help you reduce the stress of medical expenses, here are seven ways to decrease medical debt:

Immense Career Growth and New Career Opportunities in Jaipur

Outline

The Pink City of India, Jaipur is a place that has made its name as one of the cities that still has a firm grip on its culture. There are various Jobs in Jaipur that are available for different fields.

For job seekers, tier II cities are now becoming an attractive proposition. Job seekers can go ahead and build their career due to the immense opportunities and growth that is being put across in the market.