Financial tips for a man on his first date

No one likes to think about finances when getting ready for the first date. Your mind is preoccupied with preconceived plans, wearing the right clothes, speaking the right words, and making sure you don’t offend her with your silly actions.

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You may probably think about keeping enough cash in your pocket; however, there’s more to the whole drama. Your mindset in regard to finances, also says a lot about you. There could be a lot of money stashed somewhere inside the pocket, but your attitude means a lot.

Upcycled home office furniture

A how-to guide money saving tips

In a society where everything material is increasingly regarded as being disposable is not a healthy way of being kind to the environment. Although many people do now recycle - thanks to the number of local authorities providing recycling for items such as bottles, paper, cardboard, metal and many other items - it does seem that people will often dispose of things rather than considering another possible use for them.

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Upcycling is creeping quietly into the consciousness of those who think they could do something better with their old furniture or possessions, and when it comes to revamping a home office it could be just the solution. Not only does it save on the amount of garbage being thrown away but it could also save a considerable amount of money on buying things such as new furniture. It’s also a lot more eco-friendly than disposing of everything and seeing half of it go to landfill.

Upcycling - ways to save money

With growing concern about the environment and the return of old maxims, such as ‘Make Do and Mend’, people now look forward to finding ways to save money, and be green at the same time. As a consequence, upcycling has become a popular new trend during 2013, enabling people to give their home a truly unique look.

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Upcycling – what is it?

Not to be confused with recycling, upcycling is taking of old items that have fallen out of use or have served their original purpose, such as pieces of furniture or smaller items, and giving them a new function or appearance. A milk jug can, therefore, become an attractive vase, and a hardback book can be fixed to the wall to become a floating shelf.

A short guide to Bitcoin trading

Bitcoins have been the talk of the town since the arrest of Silk Road founder Ubricht by the FBI and the Senate hearings on crypto-currencies. Bitcoin, as this suggests, is a crypto-currency, which means it is a form of electronic exchange media that use encryption. Whereas almost all currencies use encryption for trading, the very existence of Bitcoin is based on complex cryptographic keys which ensure that there is no fraud. Put simply, Bitcoins are -

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When is the right time to borrow money

Some people have this habit of finding an excuse to borrow money. They would be just looking to have extra cash in their pocket. Some of these guys have a strong penchant for carrying a number of credit cards. They not only have it, but also enjoy using the cards to its limit. They look at borrowed money as a means of income, rather than the amount, which they eventually have to return. 

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If you are one of these guys, then borrowing money is perhaps, not for you. You need to know when and why you may have to borrow money. It is essential to have the right kind of mindset before you borrow money. You should only borrow what you need. Understanding your needs and borrowing will help you to fulfil needs, and also assist you to avoid frequent debt.