Nobody ever said being a student was cheap. Although,
you have fewer bills to worry about, you still have things to pay for, and you
have less money to spare. Studying can be a beautiful thing, and it gives you
the opportunity to better yourself, both in education and as a person.
If
you're studying, but struggling to save money, there are little changes that
you need to make in order to spend less and save more. Being thrifty as a
student will save you the problems that you might encounter later in life, such
as trying to get a credit card debt relief
to settle your debts after a few years of outrageous spending habits.
Look for discounts
Don't walk past vouchers and discount codes,
and be aware that there are many discounts and offers out there - you just have
to look carefully to find them. One way to make sure that you always receive
the discount codes is by signing up for newsletters of your preferred shops.
You can also download voucher code apps onto your Smartphone so that you can go
through it now and then and find few appealing offers. Try not to buy things
simply because they're on offer - buy things you actually need. You can even
sign up on websites like Groupon since they often have substantial savings on
things you'll need at some point.
Make sure you have your student card
Lots of stores, especially clothes stores,
offer discounts for those with student cards. Make sure you bring yours around
in your case or in your pocket, and you could find yourself saving lots of
money on your clothes shopping. Don't go for shopping too often though.
Say yes to charity shops
While many students don't like the idea of
second hand shops, you can get terrific bargains in these kinds of shops.
Remember not everything is second hand - some people throw unwanted gifts and
clothing away, which they have bought and never used. Even if you don't get
anything from the store, you can at least have a look in case you find
things to your liking. It's not just clothing - you can also get electrical
goods and things for your home, such as bathroom accessories and new CDs. It's
all going to help charity so you can save money as well as do something
good.
Save your birthday/Christmas money and
gifts
Just because someone has given you an extra
bit of money as a gift doesn't mean that you have to go out and fill it. Save it in your savings account and use it throughout the year for little things
that you want. You could even keep it up along with other money you receive and
buy yourself something when you finish your studies, such as a new car or a piece
of driving lesson to get you started off on the road.
Keep a record of everything you spend
As a student trying to be thrifty, it's incredibly
essential to keep records of everything you buy and any money you spend so that
you know where it's all going to. If you have the time to be more organised,
you could review your spending after a month and see what's taking up most of
your money. If you check out every weekend, go out once a fortnight instead -
that'll automatically reduce your night out spending by half!
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