Finance and Career MagazineFinance Tips and Career Guidance Magazine

Wednesday, January 28, 2015

A guide to online aptitude test



Online aptitude tests are the new mode of aptitude and reasoning tests that are often required to be taken for various job positions. All the major industries, like, banking, finance, telecom, IT or administrative and public service jobs require candidates to take some form of aptitude test whether online or paper based.

In this article, we will provide all the relevant details of online aptitude tests.

Saturday, January 24, 2015

5 Financial Tips for the Unemployed



Thanks to the recession and the changing dynamics of the economy, unemployment is a prevailing issue. They tell you that unemployment is improving or it already has improved, but there are still plenty out there who are still caught in the massive unemployment nest. Whether you were laid off, resigned yourself or just can’t find the next best job, you’re probably not having the time of your life with your current financial situation. And if you are still (irresponsibly) having the time of your life, then you’ll eventually fall into that situation when you’re not. 


So there are two ways you can handle your current situation:

Sunday, January 11, 2015

Tips On How to Pinch Your Pennies While Studying Abroad



You are bound to borrow money from your parents or an institution in order to join a university and complete your program on time. Whether you borrow the money or earn yourself and go slow, advanced education is expensive, especially when you’re in a different country.


When you go abroad to study, you can’t expect to study without a frown when it comes to managing your budget to pay the tuition fee, commuting expenses and living costs, etc. Hence, you have to learn how to handle your budget to survive the education abroad.

Here are some ways, for students in foreign countries, to keep their cash in check.

Monday, January 5, 2015

Not Paying Your Credit Card Bills on Time



Reasons, Effects and Solutions




What happens when you don’t pay your credit card bill?

Credit card bills indicate payment due dates along with a minimum amount payable. If you do not pay the minimum amount and your bill is overdue, you will be charged interest on the outstanding amount.
How much interest is payable on an overdue credit card payment?

The APR or interest charged on the outstanding amount will be as outlined in the card offer. Interest charges on outstanding payments are quite high.

Monday, December 15, 2014

Finance Certifications That Offer Greatest Value for Money



The job market is flooded with new opportunities for finance professionals. Many of these jobs do not even require a degree in finance or commerce. However, it is always a good idea to equip yourself with some additional training and certifications because, in this competitive job market, your knowledge will only help you stay ahead of the rest. 

 Image Source: Udemy

With the financial job market constantly evolving, there is a need for specialists who are excellent on a particular aspect of finance. While degree and diplomas follow a generalist approach to teaching, certifications offer a finer level of expertise which can be of great help when there comes a demand for a specialist. However, there is some confusion regarding the difference between a license and a certification which must be cleared before further discussion. 
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